CategoryInvesting

Articles related to investing and personal finance

How My Wife Uses SGXcafe – Dividend Strength

H

Recently, I finally managed to convince my wife to start investing directly using her own account. That is, she now has to decide for herself what and when to buy/sell. I did this partly so that she can directly feedback to me about what features needs to be improved or added to SGXcafe for users like her. I’ll let her tell you about her experience using SGXcafe. — Unlike Evan, I have...

Do You Keep Your Extra Cash in the Bank? There Are Better Options Out There!

D

The company that I am currently working for in Tokyo has a cafeteria that serves free lunch to all employees, hence during lunchtime, we would get together for lunch and chat. Occasionally, the topic about money management would come up, and to date, I have yet to find a Japanese colleague who invests in the stock market, citing reasons of either finding it too risky, lack of knowledge, or more...

A Simple Trend Analysis of Dividends – Part 2

A

Previously, I wrote an article about some simple analysis I did of companies listed in SGX that pays dividends. The main conclusion of that article was as follows: 1) If a company is giving out dividends this year, the chance that it would give out same or more dividends (absolute amount per share) next year was 60%. 2) If a company is giving out dividends this year, the chance that it would give...

Becoming an Angel Investor

B

Last week, when I shared my portfolio in another article. I received comments privately from several people such as “50 stocks in your portfolio?!?! I think 30 should provide more than enough diversification”, “Have you heard of Warren Buffet’s 20 slot rules?”, “Why are you holding so many different stocks?” etc. Well, there are a few reasons to this. 1)...

Review of My First Year Investing in SGX

R

Although 2015 is not my first year investing in the stock market, it is my first time investing in the Singapore market. Previously, I was focusing on the US market mainly due to two reasons: 1) The minimum to invest in many of the Singapore companies was relatively high (compared to the US) due to the minimum purchase of 1000 shares. I was a poor student then hence this was a fairly big...

Did You Beat the Market in 2015? I Did Not.

D

As 2015 is coming to an end, I am interested to see how well I did, especially since this is the first year where I had sufficient surplus to invest seriously in the stock market. I am especially interested to know how well I fared against a form of benchmark. In a previous article, I suggested that an easy and good way for anyone to start investing is via ES3, an Index ETF tracking STI. The...

A Simple Trend Analysis of Dividends

A

One factor that affects whether I purchase a stock or not is how much dividends it gave out last year, and for how many years it has been doing so. This is because when I purchase stocks, I am hoping mainly to benefit from dividend gains rather than capital gains. One obvious question would be: how much can we rely on the dividends that was paid out in the past to predict future dividends? One...

Can you avoid investing?

C

Recently, a friend of mine sent me an article about how you should create a “total portfolio” that takes your career into account as part of the portfolio. That is, if you have a stable job, you should buy risky stocks so that you would have opportunities for huge gains since you are unlikely to get large pay raises. Likewise, if you are an entrepreneur, you should hold safe bonds...

How diversified are you?

H

As the idiom goes, “Don’t put all your eggs in one basket”. It is common knowledge that diversification is very important when it comes to investing. However, the questions are: How to diversify?How diversified are you?How do you measure diversification? Google “How to diversify” and there are countless articles out there “teaching” people how to...

Time limit

T

Everyone has a limited time on earth. Are you making full use of your time? Are you truly doing what you want with your limited time? If money is no concern, would you still be working in the same place where you are now? I would not be. Don’t get me wrong; I do have a wonderful job. It pays well, management is great, colleagues are awesome and the workplace is always full of fun. The...

Evan Koh

Links

Website:
StocksCafe

Knowledge Base:
StocksCafe Academy

YouTube Tutorials:
StocksCafe Youtube Channel